Senior Mortgage Lender

Civista Bank, a cornerstone in banking with a storied history of customer satisfaction and community involvement, is seeking a Senior Mortgage Lender to expand our mortgage lending services. The ideal candidate will contribute to the bank's tradition of helping customers reach their financial goals by providing high-quality, tailored mortgage solutions. This role demands a deep understanding of mortgage products, market dynamics, and regulatory compliance to optimally serve our diverse client base.

Responsibilities

• Develop and maintain a portfolio of mortgage lending business, identifying and acting on opportunities for growth and expansion.

• Provide expert advice and mortgage solutions to meet the diverse needs of clients while ensuring all loan documentation is complete, accurate, and compliant with internal and regulatory standards.

• Manage the entire loan process, from origination through to closing, ensuring a smooth and customer-focused transaction.

• Evaluate and analyze client financial data to determine eligibility and feasibility of granting loans.

• Stay abreast of new types of loans and other financial services and products to better meet customer needs.

• Collaborate with branch managers and underwriters to underwrite loans, verify the credit decisions, and ensure they meet the risk guidelines.

• Coach and mentor junior lenders and support staff to enhance department performance and expertise.

Required Skills

• Strong knowledge of mortgage products and applicable federal and state regulations.

• Ability to analyze financial data and make informed lending decisions.

• Excellent interpersonal and communication skills.

• Leadership capabilities with mentoring and coaching skills.

• Proficiency in financial modeling and risk assessment.

• High level of customer service orientation and negotiation skills.