Senior Claims Representative Analyst
Job Description
Society Insurance Company seeks a Senior Claims Representative Analyst to handle complex commercial property and casualty claims for niche clients in hospitality, restaurants, bars, taverns, and artisan contracting. You will investigate losses, interpret coverage, set reserves, and drive fair, timely resolutions while collaborating closely with agents, underwriters, and risk control. In our integrity-driven, relationship-focused culture, you'll provide specialized guidance, support risk management efforts, and help local businesses stay safe and successful across the Midwest.
Responsibilities
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Investigate and analyze complex commercial property and casualty claims from first notice through resolution.
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Interpret policies, determine coverage, and establish accurate reserves in line with company standards.
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Negotiate settlements with policyholders, claimants, and attorneys while managing litigation when needed.
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Collaborate with agents, underwriters, and risk control to support tailored coverage and risk management solutions.
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Provide responsive, relationship-focused service to hospitality, restaurant, bar, and artisan contractor clients.
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Document claim files thoroughly and maintain regulatory and internal compliance.
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Identify trends and provide feedback to improve underwriting and loss control strategies.
Required Skills
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Claims analysis
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Property & casualty insurance knowledge
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Coverage interpretation
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Litigation management
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Reserve setting
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Negotiation
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Risk assessment
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Customer relationship management
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Regulatory compliance
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Claims systems (e.g., Guidewire or similar)
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