Small Business Consultant

Banner Bank is seeking a Small Business Consultant to advise small business clients on banking, credit, and cash management solutions. In this relationship-focused role, you will analyze financials, identify needs, recommend lending and deposit products, and support clients through the loan process. You'll develop and manage a portfolio of small business relationships, collaborate with internal partners, and ensure compliance with bank policies and regulations. This role offers professional growth, community impact, and the opportunity to help local businesses achieve their financial goals in a values-driven culture.

Responsibilities

• Develop and manage a portfolio of small business banking clients

• Conduct financial analysis to understand client needs and risk profiles

• Recommend loans, lines of credit, deposit, and cash management solutions

• Guide clients through applications, underwriting, and loan closing processes

• Cross-sell appropriate banking, treasury, and wealth products

• Ensure compliance with bank policies and banking regulations

• Collaborate with internal teams to deliver integrated client solutions

• Participate in community and networking events to acquire new clients

• Monitor portfolio performance and proactively address client issues

• Maintain accurate client records and sales activity in bank systems Required Skills

• Small business lending

• Financial statement analysis

• Credit analysis

• Banking products and services knowledge

• Cash management solutions

• CRM and sales pipeline management

• Regulatory and compliance knowledge

• Portfolio management

• Sales and business development

• Microsoft Excel and financial modeling