Mortgage Loan Originator

Martinsville First is seeking a Mortgage Loan Originator to develop and grow residential mortgage business while delivering personable, community-focused service. You will prospect and build referral relationships, guide borrowers through pre-qualification to closing, collect and analyze financial documents, and structure loans that align with investor and regulatory guidelines. Partner closely with underwriting and processing, ensure accurate, compliant files, and maintain a strong, well-managed pipeline. This role offers a stable, team-oriented environment, cross-training in community banking, and the opportunity to make a visible impact in Martinsville and nearby areas.

Responsibilities

• Source and develop mortgage leads through referrals, networking, and community involvement

• Consult with customers to assess mortgage needs and recommend appropriate loan products

• Collect, analyze, and verify borrower financial and credit documentation

• Structure loan applications in line with investor, agency, and regulatory guidelines

• Collaborate with processors and underwriters to move loans efficiently from application to closing

• Maintain a well-organized sales pipeline and meet production and quality goals

• Ensure full compliance with mortgage, banking, and Fair Lending regulations

• Represent Martinsville First at community events and with local realtors and partners Required Skills

• Mortgage origination

• Loan structuring

• Credit analysis

• Financial documentation review

• CRM and LOS software

• Knowledge of mortgage regulations

• Sales and pipeline management

• Customer relationship management

• Prospecting and referral development

• Microsoft Office