Market Facing Underwriting Trainee

Zurich Insurance Company Ltd. seeks a Market Facing Underwriting Trainee to support commercial insurance underwriting in our Insurance department. In this entry-level role, you will assist experienced underwriters in evaluating and pricing risks, analyzing financial and industry data, and helping structure coverage solutions that align with Zurich's risk appetite. Working within Zurich's inclusive culture, you'll collaborate with brokers and internal partners while learning to apply underwriting guidelines, support portfolio performance monitoring, and ensure regulatory compliance. This role offers a development path in risk management, helping shape strategies that minimize financial risk and protect our customers, while contributing to Zurich's focus on sustainability and innovation.

Responsibilities

• Support market-facing underwriters in evaluating commercial insurance risks.

• Analyze financial, operational, and industry data to support underwriting decisions.

• Assist in pricing, terms, and coverage recommendations within Zurich guidelines.

• Collaborate with brokers and internal teams to gather required underwriting information.

• Monitor portfolio performance, identify trends, and support risk mitigation strategies.

• Ensure compliance with internal policies and regulatory requirements.

• Document underwriting decisions and maintain accurate policy records.

• Participate in training programs to build technical underwriting and risk management skills.

Required Skills

• Underwriting principles

• Risk assessment

• Financial analysis

• Data analysis (Excel/BI tools)

• Knowledge of P&C insurance products

• Regulatory and compliance knowledge

• Underwriting guidelines interpretation

• Portfolio management basics

• Pricing and rating tools

• Written and verbal communication