Executive Underwriter or AVP Underwriting Director

Zurich Insurance Company Ltd. seeks an Executive Underwriter / AVP Underwriting Director to lead middle market underwriting for complex commercial accounts. In this role, you will analyze risks, structure coverage, and price multiline programs while managing a profitable portfolio across diverse industries. You will develop and maintain broker and client relationships, provide underwriting guidance to junior staff, and apply data-driven insights to support growth and profitability. Zurich offers a collaborative, inclusive culture with strong development opportunities and exposure to global risk and sustainability initiatives.

Responsibilities

• Lead underwriting of middle market commercial accounts across multiple lines of business

• Evaluate complex risks, analyze financials, and determine appropriate pricing and terms

• Structure coverage solutions aligned with customer needs and Zurich's risk appetite

• Manage a profitable underwriting portfolio, monitoring performance and adjusting strategy

• Develop and sustain strong relationships with brokers and key commercial clients

• Provide underwriting guidance, mentoring, and technical support to junior underwriters

• Collaborate with actuarial, claims, and risk engineering to inform underwriting decisions

• Ensure adherence to underwriting authorities, guidelines, and regulatory requirements

• Contribute to growth strategies, including product, segment, and territory initiatives

• Leverage data and analytics to drive underwriting decisions and portfolio optimization Required Skills

• Middle market commercial underwriting

• Risk assessment & pricing

• Portfolio management

• Financial statement analysis

• Coverage structuring

• Broker & client relationship management

• Regulatory & compliance knowledge

• Data-driven decision making

• Negotiation

• Insurance policy wording & documentation