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    AVP, Underwriting Director

    Accounting
    Zurich Insurance Company Ltd.
    California, San Francisco, 94101
    Permanent
    Competitive
    Hybrid

    Job Description

    Zurich Insurance Company Ltd. is seeking an AVP, Underwriting Director to lead a portfolio of commercial insurance business. You will define underwriting strategy, oversee risk selection and pricing, and ensure portfolio profitability while mentoring a team of underwriters. Partnering closely with actuarial, claims, and distribution, you'll evaluate complex risks, shape guidelines, and maintain strong broker and client relationships. In Zurich's inclusive, learning-focused culture, you'll tackle sophisticated risk and sustainability challenges and help innovate modern insurance solutions.

    Responsibilities

    • Lead and mentor a team of underwriters across targeted commercial lines.

    • Own portfolio strategy, risk selection, and pricing to drive profitable growth.

    • Establish and enforce underwriting guidelines, authorities, and best practices.

    • Analyze complex risks, large accounts, and referrals, making final underwriting decisions.

    • Collaborate with actuarial, claims, sales, and risk engineering to shape product and pricing.

    • Monitor portfolio performance, P&L, and key underwriting metrics; recommend adjustments.

    • Engage with brokers and key clients to support retention and new business opportunities.

    • Ensure compliance with internal controls, regulatory standards, and risk governance.

    • Support development of innovative, sustainable risk and insurance solutions.

    • Contribute to talent development, coaching, and a culture of integrity and inclusion.

    Required Skills

    • commercial underwritingrisk assessmentportfolio management

    • P&L managementinsurance pricingreinsurance structuresregulatory compliancefinancial analysisleadership and team managementunderwriting guidelines development

    Posted on September 21, 2026

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