Senior Underwriting Analyst

Job Title: Senior Underwriting Analyst

Location: London Hybrid

Salary: Up to £70,000 depending on experience, OTEs £150,000 to £175,000

Hours: Monday to Friday 9 am to 6 pm

About the role of Senior Underwriting Analyst:

We are delighted to be working with an institutionally backed specialist lender providing short-term, complex, and high-value finance solutions across the UK and Europe. The business specialises in bridging, commercial mortgages, and special situations lending, supporting unique real estate-backed opportunities and bespoke transactions. Following a period of growth and increasing deal flow, they are looking to appoint a Senior Bridging Underwriter / Senior Analyst to join their London team.

This is an exciting opportunity for an experienced underwriter who wants greater ownership, exposure to complex transactions, and the chance to play a key role within a growing specialist lender. Working closely with brokers, intermediaries, and internal deal teams, the successful candidate will assess and structure a diverse range of lending opportunities while helping shape the future of the underwriting function.

The role would suit someone who has developed underwriting experience within bridging, specialist finance, or commercial lending and is looking for increased autonomy, visibility, and progression within a close-knit, entrepreneurial environment.

Responsibilities for the role of Senior Underwriting Analyst:

Manage the end-to-end underwriting process for bridging and commercial mortgage applications

Assess complex lending opportunities, reviewing financial information, security, exit strategies, and overall risk

Make informed lending recommendations in line with company risk appetite and investment strategy

Work closely with brokers, borrowers, valuers, solicitors, and internal stakeholders throughout the deal lifecycle

Build and maintain broker relationships through regular communication and market engagement

Attend broker meetings and industry events to help strengthen the lender's presence within the market

Manage a busy pipeline of opportunities, prioritising effectively while maintaining high service standards

Support improvements to underwriting processes, policies, and operational procedures as the business grows

Work collaboratively with the wider team, helping mentor and develop more junior analysts over time

Experience required for the role of Senior Underwriting Analyst:

Ideally 3-5 years' experience within bridging, specialist finance, commercial mortgages, or a similar lending environment

Understand the underwriting journey with the ability to assess complex credit opportunities

Experience analysing financial information, property security, and borrower profiles

Comfortable managing relationships with brokers and external stakeholders

Strong communication skills with the confidence to represent the business externally

Commercial mindset with the ability to understand opportunities as well as risk

A proactive, entrepreneurial approach with the ambition to grow alongside the business

Excel modelling skills, with the ability to analyse financial data and support informed lending decisions

For more information regarding the role of Senior Underwriting Analyst please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC.

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.