Senior Data Scientist

SENIOR DATA SCIENTIST

UP TO £70,000 + EQUITY

LONDON

HYBRID WORKING - 2 DAYS PER WEEK

Join a fast-growing fintech redefining lending through smarter, more personalised credit decisions. Take ownership of end-to-end modelling and shape how data directly drives real-world lending outcomes.

THE COMPANY

A UK-based fintech lender building an innovative consumer lending product focused on flexibility and affordability. The business is customer-first, using income and affordability data to make fairer lending decisions beyond traditional credit scores. With a proven model in place and strong growth plans, they offer a unique opportunity to join at an early but established stage.

THE ROLE

As a Senior Data Scientist, you will take ownership of credit risk and decisioning models, working across the full lifecycle from development through to deployment. This is a highly hands-on role with significant influence on how data drives commercial lending decisions.

Specifically, you can expect to be involved in:

• Building and optimising credit risk models, including scorecards and machine learning approaches

• Deploying models into production and monitoring performance over time

• Developing data pipelines and integrating multiple data sources into decisioning frameworks

• Working closely with stakeholders to ensure models directly influence lending strategy and outcomes SKILLS AND EXPERIENCE

• Strong experience developing credit risk models, including scorecards and ML models

• Proficiency in Python and SQL for data analysis, modelling, and data manipulation

• Experience working with cloud-based infrastructure (e.g. AWS)

• Understanding of model deployment and production environments

• Ability to translate technical work into commercial lending and commercial insights

• Familiarity with financial services data such as bureau, Open Banking or affordability data BENEFITS

The successful Senior Data Scientist will receive up to £70,000 and a comprehensive benefits package.