Santander Holdings USA Inc jobs

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! With a global presence and extensive expertise, Santander CIB provides industry leading support for the full range of Global Banking activities. We provide global support for corporate and institutional clients, delivering tailored services, products and solutions including Mergers & Acquisitions (M&A), Debt Capital Markets (DCM), Equity Capital Markets (ECM), Leveraged and Structured Finance. The Difference You Make: We are seeking a Sr Associate / Vice President in Investment Banking supporting our Mergers & Acquisition (M&A) group. You will play a key leadership role in the origination and execution of complex transactions while developing relationships with key clients and driving new business opportunities. - Support the origination and lead execution of M&A Advisory transactions. - Manage day-to-day deal processes, ensuring milestones and timelines are met. - Oversee the development and quality control of financial models and client materials. - Serve as the primary point of contact for clients on deal execution matters. - Identify and cultivate new business opportunities in collaboration with senior bankers. - Provide mentorship and guidance to Analysts and Associates. - Travel as requested by senior deal team members and or clients. What You Bring: The ideal candidate brings experience as an M&A Investment Banker supporting the M&A or a Coverage IB team in an M&A capacity for a bulge bracket or leading boutique advisory firm. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - Bachelor's degree or equivalent: in Finance, Business or equivalent degree - Required. - Master's Degree/ MBA: MBA - Preferred. - 6+ Years in Corporate Finance as an M&A Banker or Coverage Banker with significant M&A experience. - Strong leadership, client relationship management, and negotiation skills. - Proven transaction execution experience in investment banking. - Advanced technical and strategic advisory capabilities. - Ability to work well under pressure and to tight deadlines, and have the aptitude to synthesize large amounts of information and to develop innovative solutions. - Ability to manage projects independently and assume a high level of responsibility. - Ability to assess and mitigate reputational, operational and credit risk. - Experience with sell-side and buy-side merger and acquisition processes. Certifications: - SIE, 79 and 63 It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $275,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Cash Management Product Manager - Vice President is responsible for the management and execution of Cash Management products across payments, receivables, channels, and liquidity solutions. This role contributes to defining product strategy and is accountable for delivering product initiatives that drive revenue growth, improve profitability, and enhance the client value proposition. The incumbent owns key elements of the product lifecycle and manages a defined portfolio of initiatives, balancing strategic priorities with execution. The role also holds responsibility for ensuring products operate within established risk frameworks, policies, and procedures, maintaining strong governance and control standards. - Contributes to the definition and execution of product strategy and roadmap, aligned with business objectives and market opportunities - Owns the delivery of product initiatives, including prioritization, requirements definition, implementation, and post-launch performance management - Manages product performance, including revenue, profitability, client adoption, and utilization, and drives actions to optimize results - Identifies and develops new revenue opportunities through product enhancements, pricing strategies, and value-added capabilities - Manages and prioritizes the product pipeline, ensuring alignment with strategic objectives and effective execution of key initiatives - Establishes and maintains product documentation, including policies and procedures, ensuring clarity, consistency, and compliance - Acts as owner of product-related governance, ensuring adherence to internal policies, risk frameworks, and regulatory requirements - Identifies, assesses, and manages product risks, partnering with Risk and Compliance to implement appropriate controls and mitigation strategies - Collaborates with Technology, Operations, Legal, and other stakeholders to deliver scalable and well-controlled product solutions - Conducts market analysis and competitive benchmarking to inform product positioning and strategic direction - Drives continuous improvement of product capabilities based on performance insights, client feedback, and market trends - Provides guidance and oversight to junior team members, ensuring high-quality execution and supporting team development What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: - Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: - Must possess 6+ years of cash management product development and/or business development at a financial services institution. - Required. - 6+ years of Financial Services industry experience. - Required. - Subject matter expert as related to cash management products (payments, receivables & liquidity management) and compliance regulations. - Strong analytical and financial acumen with ability to manage product performance and profitability - Demonstrated ability to manage product lifecycle, including strategy execution and delivery - Ability to develop pricing strategies and identify revenue-generating opportunities - Strong understanding of product governance, risk frameworks, and regulatory requirements - Ability to create and maintain product policies and procedures - Ability to influence cross-functional stakeholders and drive alignment - Demonstrates ability to develop business cases and strategic product initiatives - Effective communication skills with ability to present to senior management Certifications: - CTP or similar treasury certification is a plus. It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $185,000.00 USD Maximum: $185,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: We are hiring an Analyst to support the Latam Rates and FX trading desk in Santander's U.S. Corporate Investment Banking, with a focus on analysis, technical tooling, and day-to-day desk support. This role partners closely with trading and sales to improve models and analytics, ensure accurate P&L reporting, and deliver high-quality statistical and market work primarily for internal stakeholders. Key responsibilities - Provide desk support across Latam IR and FX products, including daily P&L reconciliation, explaining drivers, and investigating breaks - Build, enhance, and maintain pricing, risk, and performance models - Perform statistical analysis on market and trading data - Develop and automate tools and workflows to improve efficiency, controls, and data quality (data pipelines, dashboards, reporting) - Produce recurring and ad hoc analytics for internal clients (Trading, Sales, Risk, Finance, Control) - Communicate clearly with desk stakeholders, translating quantitative outputs into actionable insights - Support process improvement initiatives, including controls, governance, and best practices around data and models What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Qualifications: - Bachelor's degree (required), preferably in a quantitative discipline (e.g., Mathematics, Statistics, Computer Science, Engineering, Physics, Economics, Finance) - Strong quantitative foundation and analytical problem-solving skills - Strong technical skills, with demonstrated ability to work with data and build tools - Experience with Latam rates and fx products will be a plus - Comfort working in a fast-paced markets environment with strong attention to detail and control mindset - Strong interpersonal, collaboration, and communication skills, including the ability to partner with trading and sales - Ability to manage multiple priorities, deliver reliably, and work effectively with internal clients - Spanish speaker requirement - Strong programing skills ( VBA, Python, RStudio, SQL) - Certifications SIE, S63 and S7 will be a requirement if not already certified Certifications: - SIE, S63 and S7 will be a requirement if not already certified. It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! With a global presence and extensive expertise, Santander CIB provides industry leading support for the full range of Global Banking activities. We provide global support for corporate and institutional clients, delivering tailored services, products and solutions including Mergers & Acquisitions (M&A), Debt Capital Markets (DCM), Equity Capital Markets (ECM), Leveraged and Structured Finance. The Difference You Make: We are seeking a Vice President in Investment Banking Coverage supporting our Tech sector. You will play a key leadership role in the origination and execution of complex transactions while developing relationships with key clients and driving new business opportunities. - Lead the origination and execution of M&A, Capital Markets, and Advisory transactions. - Manage day-to-day deal processes, ensuring milestones and timelines are met. - Oversee the development and quality control of financial models and client materials. - Serve as the primary point of contact for clients on deal execution matters. - Identify and cultivate new business opportunities in collaboration with senior bankers. - Provide mentorship and guidance to Analysts and Associates. - Travel as requested by senior deal team members and or clients. What You Bring: The ideal candidate brings experience as a Coverage Investment Banker supporting the Tech sector at a bulge bracket firm. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - Bachelor's degree or equivalent: in Finance, Business or equivalent degree - Required. - Master's Degree/ MBA: MBA - Preferred. - 6+ Years in Corporate Finance as a Coverage Banker supporting the Tech sector. - Strong leadership, client relationship management, and negotiation skills. - Proven transaction execution experience in investment banking. - Advanced technical and strategic advisory capabilities. - Ability to work well under pressure and to tight deadlines, and have the aptitude to synthesize large amounts of information and to develop innovative solutions. - Ability to manage projects independently and assume a high level of responsibility. - Ability to assess and mitigate reputational, operational and credit risk. - Experience with sell-side and buy-side merger and acquisition processes and equity and debt capital raises. Certifications: - SIE, 79 and 63 It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. - Experience in Microsoft Office products. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $275,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Santander CIB has a comprehensive Debt Capital Markets platform. We seek solutions for our clients across different markets and currencies with proven capabilities in a wide variety of formats. We excel in DCM issuance across EUR, USD and GBP, with strong local syndicate presence and desks in New York, London, and Madrid. The Difference You Make: The Senior Vice President / Executive Director, Financial Institutions Debt Capital Markets (FIG DCM), is responsible for origination and execution of debt financing solutions for banks, insurance companies, asset managers, specialty finance companies, and other financial institution clients. Serving as a trusted advisor, the role provides strategic capital markets and funding advice while partnering across Investment Banking, Corporate Banking, Syndicate, Sales & Trading, and Risk to deliver tailored financing solutions. The position is responsible for driving client relationships, transaction execution, and business growth across the FIG franchise. Key Responsibilities - Originate, structure, and execute debt capital markets transactions for Financial Institutions Group (FIG) clients, banks, insurance companies, asset managers, specialty finance companies, fintechs, exchanges, and other regulated financial institutions. - Serve as a trusted advisor to senior client executives, including CFOs, Treasurers, Heads of Funding, and Capital Management teams, providing strategic advice on funding, capital optimization, liability management, and market execution. - Develop and maintain long-term client relationships while identifying financing opportunities across investment-grade, subordinated, senior unsecured, covered bond, securitized, and hybrid capital markets. - Advise clients on capital structure optimization, funding diversification, regulatory capital considerations, liquidity management, and balance sheet strategy in light of evolving market conditions and regulatory requirements. - Lead the execution of public and private debt offerings, coordinating transaction teams across syndicate, sales & trading, legal, compliance, risk, ratings advisory, and investment banking coverage to ensure seamless execution. - Monitor global fixed income markets, interest rates, credit spreads, regulatory developments, investor demand, and peer issuance activity to provide timely market intelligence and strategic recommendations to clients. - Prepare and deliver client presentations, market updates, and financing proposals, supporting strategic capital markets decisions. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: - Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: - 6+ years of experience in Debt Capital Markets, Investment Banking, Corporate Banking, or Fixed Income Capital Markets, with significant experience covering Financial Institutions. - Demonstrated expertise in originating and executing debt capital markets transactions for banks, insurance companies, asset managers, specialty finance companies, and other regulated financial institutions. - Deep knowledge of fixed income markets, funding strategies, capital structure advisory, liability management, and regulatory capital frameworks affecting financial institution issuers. - Proven ability to build and manage senior client relationships while delivering strategic financing and capital markets advice. - Strong leadership, business development, and transaction execution skills, with the ability to lead cross-functional teams and manage multiple complex transactions simultaneously. - Excellent analytical, communication, and presentation skills, with sound commercial judgment and the ability to deliver innovative client solutions in a dynamic market environment. Certifications: - No Certifications listed for this job. It Would Be Nice For You To Have: - Established work history in Debt Capital Markets (DCM) at a large investment bank covering financial Institutions. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $290,000.00 USD Maximum: $310,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! With a global presence and extensive expertise, Santander CIB provides industry leading support for the full range of Global Banking activities. We provide global support for corporate and institutional clients, delivering tailored services, products and solutions including Mergers & Acquisitions (M&A), Debt Capital Markets (DCM), Equity Capital Markets (ECM), Leveraged and Structured Finance. The Difference You Make: We are seeking a Vice President in Investment Banking Coverage supporting our Tech sector. You will play a key leadership role in the origination and execution of complex transactions while developing relationships with key clients and driving new business opportunities. - Lead the origination and execution of M&A, Capital Markets, and Advisory transactions. - Manage day-to-day deal processes, ensuring milestones and timelines are met. - Oversee the development and quality control of financial models and client materials. - Serve as the primary point of contact for clients on deal execution matters. - Identify and cultivate new business opportunities in collaboration with senior bankers. - Provide mentorship and guidance to Analysts and Associates. - Travel as requested by senior deal team members and or clients. What You Bring: The ideal candidate brings experience as a Coverage Investment Banker supporting the Tech sector at a bulge bracket firm. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - Bachelor's degree or equivalent: in Finance, Business or equivalent degree - Required. - Master's Degree/ MBA: MBA - Preferred. - 6+ Years in Corporate Finance as a Coverage Banker supporting the Tech sector. - Strong leadership, client relationship management, and negotiation skills. - Proven transaction execution experience in investment banking. - Advanced technical and strategic advisory capabilities. - Ability to work well under pressure and to tight deadlines, and have the aptitude to synthesize large amounts of information and to develop innovative solutions. - Ability to manage projects independently and assume a high level of responsibility. - Ability to assess and mitigate reputational, operational and credit risk. - Experience with sell-side and buy-side merger and acquisition processes and equity and debt capital raises. Certifications: - SIE, 79 and 63 It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. - Experience in Microsoft Office products. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $275,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The GTB Leveraged Finance Specialist serves as an SME responsible for the origination of structured solutions within the trade finance and working capital area. These involve securitizations, receivables repos, secured lending, inventory finance, prepayment finance, contract monetization, receivables finance, and other Structured Trade & Commodities Finance sub-products. As such, you will: - Be directly responsible for the growth of trade and working capital solutions with Santander's leveraged finance client base, including portfolio companies of financial sponsors - Promote and develop working relationships with Investment and Sponsor coverage banker teams to provide structuring and product support on transactions originated from the leveraged finance client base. - Manage overall deal origination structuring process by preparing commitment letters, term sheets, pitch books, and cond. - Develop deep understanding and expertise in structuring customized solutions which may involve esoteric asset classes such as trade receivables, unperformed customer contracts What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: - Bachelor's Degree in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: - Knowledge of GTB products including export and agency finance with particular emphasis on the structured trade finance (products like SCF, lending, and LC, which are more pure corporate lending). - Advanced knowledge of securitization, tranching, and structured finance transactions with particular emphasis trade receivable securitization - Proven ability to identify specific high-quality assets within a corporate structure and to monetize those assets in a way that does not impede first lien credit agreements and is isolated from the bankruptcy of the seller - Demonstrated ability to lead the closing of a trade finance transaction which involves negotiating terms with client and internal credit and legal teams. - Demonstrated ability to work independently and leverage professional relationships internally (particularly with leveraged finance and investment banking teams) and externally. - Advanced knowledge of the portfolio company lifecycle within financial sponsors. - Advanced knowledge of typical levered finance products such as RCF, term loan A and B, and LBO. - Advanced knowledge of private equity fund structure, objectives, and desired outcomes. - Advanced knowledge of ECM and DCM product offerings. - Advanced knowledge of financial analysis, risk evaluation, loan documentation. - Advanced ability to form client relationships and sales/closing skills. Certifications: - No Certifications listed for this job. It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants MUST be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. This is an in-office position What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $185,000.00 USD Maximum: $220,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Role Description: - Structuring, pricing, and execution of trade receivables monetization transactions for Corporate and Investment Banking clients of Santander US. - Act as advisor, consultant, and first point of contact for clients exploring methods to optimize their working capital through receivables solutions to meet their financing needs. - Engage in the legal documentation negotiation of new and existing transactions in the receivable portfolio. - Lead the internal approval process with the risk, middle office and other support areas. - Engage with bankers, other products and areas to support the prospecting of new business origination and maintenance of existing book of transactions. Key responsibilities: - Structure and execute receivable financing transactions - Coordinate stakeholders both internal (CDD, Compliance, Risks, Legal, IT, Compliance, Operations, Asset Distribution Team, etc.) and external (Legal firms, Insurers, brokers, etc.) to provide a best-in-class service and seamless end to end execution including client onboarding and due diligences process. - Contribute to the development of the Santander's CIB receivable monetization capabilities. - Manage portfolio by working with Trade Distribution team to optimize capital - Grow business through developing new relationships and by maintaining and enhancing existing revenue streams. - Ensure understanding of the Bank's operating practices and governance and ensure these are followed in line with the guidelines. - Gather market intelligence for transactions, ensuring deal profitability is in line with the Bank's capital models and presenting the transactions to the relevant credit and capital committees, where applicable. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Required Knowledge, Experience and Qualifications: - Expertise with receivables monetization structures such as factoring, repos, and securitization, and the corresponding S&P methodologies. - Experience with the legal execution and design of receivables purchase agreements and/or other legal documentation; to facilitate the sale, perfection, or financing of receivables and/or other assets. - Understanding of the Uniform Commercial Code in the US and legal perfection in a variety of geographies. - Familiarity with both EU and US banking regulation, particularly as it relates to corporate and securitization exposures and risk-weighted asset calculations. - Knowledge of credit risk evaluation techniques for both corporates and securitizations. - Significant financial statement and analysis knowledge (working capital cycle, cash flow forecasting, financial statement analysis, modelling etc.). - Ability to explain IFRS and US-GAAP sale accounting. - Basic understanding of common statistical concepts and modeling techniques such as normal distributions, monte carlo simulation, and linear regression. - High motivation, proactivity, and accomplished business origination skills. - 7+ years of experience in Structured Finance products or Receivable Finance with a minimum of 3 years in each. - High level of presentation and organizational skills. - Understanding the competitive market and the role of technology within Trade Finance. - Capability to develop relationships inside the organization to collaborate across geographical boundaries. - Bachelor's degree, or equivalent - English language proficiency. Desirable, But not Required - Knowledge of other trade finance products (Payables / ECA / Doc Trade / Inventory Finance). - Knowledge of ERP systems such as SAP / Oracle / Sage. - Additional languages (particularly Spanish). - Previous exposure to operational Trade Finance support areas (Middle Office, Back Office, Legal, Risk). - Experience in the syndication of trade finance assets to buy-side investors. - Chartered Certified Financial Analyst. Certifications: - No Certifications listed for this job. It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $185,000.00 USD Maximum: $220,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Analyst, Letter of Credit Product Specialist within Corporate & Investment Banking supports the Global Transaction Banking Large Corporates Business Unit for the on boarding, booking and processing of products through the entire life cycle. He/she will serve as first-line support to clients, agent banks and internal clients to ensure funding are completed, transfers are made on time and for all operational purposes. - Creates and ensures accuracy for various Management Reports and the design and execution of new reports to meet changing or ad-hoc requirements. - Ensures the product requirements are met and manage the communication with relevant areas to ensure completion and accuracy - Identifies any issues and implements necessary actions to resolve issues when necessary. - Acts as first-line support to clients, banks and internal clients to ensure requests are completed. - Uses own discretion to resolve errors and disputes. - Coordinates with Middle Office and Operations to ensure all deals are correctly booked and independently identify appropriate remedies where necessary. - Reviews documentation for accuracy and completeness and determines appropriate remedial action when needed. - Provides guidance to the deal booking teams following each deals terms and conditions. - Ensures client folders are maintained and updated with credit, legal and/or any other required documentation . What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required. - 1-3 years of Product Development, Business Development or related experience. - Required. - Experience with Letter-of-Credit product preferred - Knowledge of trade products is a plus. - Ability to multi-task and self-prioritize a heavy workload. - Strong analytical skills/financial acumen, excel, Microsoft skills - Demonstrates the ability to translate customer needs into marketable product features. - Excellent verbal, written, and interpersonal communication skills. - Ability to interact with integrity and a high level of professionalism with all levels of team members and management. - Demonstrated understanding of product development life cycle. Certifications: - No Certifications listed for this job. It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview We are seeking an Agency MBS Investment Strategist, Vice President, to support market coverage, client engagement, and the development of actionable insights across the Agency MBS space within Santander's U.S. Corporate Investment Banking . This role will work closely with internal partners and external clients, providing market intelligence, relative value analysis, and product insight to support investment discussions and client needs. Responsibilities - Cover the Agency MBS market, with a focus on pass-throughs, CMOs, and mortgage derivatives - Monitor these markets closely daily to assess relative value and changes in demand across asset classes - Analyze market data, trends, and client activity to develop actionable insights - Prepare reports, market updates, and written commentary for internal stakeholders and clients - Partner directly with clients to understand their needs and provide relevant market color and investment ideas - Translate client objectives and market developments into clear, tailored solutions - Collaborate with internal teams to support business development and client coverage efforts - Deliver presentations and communicate market views clearly and effectively to a range of audiences Qualifications - Strong understanding of Agency MBS products, including pass-throughs, CMOs, and mortgage derivatives - Excellent communication and interpersonal skills, including written, verbal, and presentation abilities - Strong selling skills and the ability to engage effectively with institutional clients - Strong analytical skills, with the ability to interpret data and translate them into relevant solutions - Commercial mindset with the ability to identify opportunities across changing market conditions - Highly motivated, ambitious, and entrepreneurial approach - Ability to work effectively in a fast-paced, client-oriented environment Education - Bachelor's degree or equivalent experience - FINRA Series 7 and Series 63 Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $225,000.00 USD Maximum: $280,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Product Specialist - Corp Sales Analyst is responsible for structuring, marketing & executing Interest Rate/Foreign Exchange trades on behalf of the Company's corporate and financial sponsor clients within the CIB (Corporate & Investment Bank), or CB (Commercial Bank) perimeter. - Executes FX trades including spot, forwards, NDFs, and options - Executes interest rate trades including single currency swaps, cross-currency swaps, and options - Structures hedging solutions for clients to help them manage risk to macro markets - Researches and synthesizes market analysis to provide color for clients - Offers strategic ideas to clients on best practice for IR/FX hedging - Helps the broader team to initiate, develop and enhance relationships with existing clients and prospects, with the objective of increasing revenue generation and risk-adjusted return on capital. - Partners with Relationship Managers, Investment Bankers, and other product areas (Debt Capital Markets, Global Transaction Banking, etc.) on new business development opportunities related to IR/FX - Ensures compliance with all policy, legal and federal regulations. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - Bachelor's Degree or equivalent work experience - Some Financial Services industry experience. - Preferred. - Very strong interpersonal communication skills, complemented by excellent verbal and written communication skills. - Presentation and public speaking skills. - Strong relationship management and negotiation skills. - Strong organizational skills and attention to detail. - Ability to travel as required. - Strong analytical / problem solving skills. - Proficiency in Microsoft office products - Word, Excel and Outlook. - Sales oriented, energetic, and self-motivated with strong initiative to achieve sales goals. Certifications (preferred but not required): - Series 7, 63, 79, SIE What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Santander Corporate & Investment Banking (SCIB) is looking for an Analyst and/or Associate to join the Export & Agency Finance (EAF) team in the US , with a primary focus on Latin America and Multilateral Agencies (MLAs) . This role offers exposure to complex international transactions across LatAm markets, working closely with clients, multilaterals, and internal teams globally. Key Responsibilities - Support the origination, structuring, and execution of EAF transactions, with a focus on Latin America and MLA-backed financings (e.g., IDB, IFC, CAF). - Assist in managing transactions end-to-end , from initial pitch through closing, including preparation of presentations, term sheets, and credit materials. - Build and maintain financial models , including cash flow analysis and profitability metrics. - Coordinate with internal stakeholders (Coverage, Risk, Legal, Compliance, Markets, Syndication) across multiple geographies. - Support client relationship management, including preparing pitchbooks and participating in client meetings , particularly in LatAm markets. - Contribute to credit approval processes , due diligence, and transaction documentation. - Monitor portfolio performance and stay up to date on market trends, MLAs, ECAs, and geopolitical developments impacting the region. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Qualifications - Bachelor's degree in Finance, Business, Economics, or related field - 1-5 years of relevant experience in structured finance, export finance, project finance, or corporate banking - Familiarity with ECA and/or Multilateral Agency financing structures - Strong financial modeling and analytical skills - Ability to operate effectively in a cross-border, multicultural environment - Professional fluency in Spanish (written and spoken) , given the role's focus on Spanish-speaking clients and stakeholders - Strong communication skills in English Preferred Qualifications - Experience working on Latin American transactions or clients - Exposure to MLAs such as IDB, IFC, CAF, or World Bank Group - Background in infrastructure, energy, or industrial sectors - Prior experience in Investment Banking, Structured Finance, or Trade Finance Certifications: - No Certifications listed for this job. It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. This is an in-office position. If you're interested in working on complex cross-border transactions in Latin America and developing your career within a leading global bank, we encourage you to apply. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $145,000.00 USD Maximum: $175,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As a Vice President in Investment Banking Coverage, you will play a key leadership role in the execution of complex transactions while developing relationships with key clients and driving new business opportunities. - Lead the execution of M&A, capital markets, and advisory transactions. - Manage day-to-day deal processes, ensuring milestones and timelines are met. - Oversee the development and quality control of financial models and client materials. - Serve as the primary point of contact for clients on deal execution matters. - Identify and cultivate new business opportunities in collaboration with senior bankers. - Identify and cultivate new business opportunities in collaboration with senior bankers. - Provide mentorship and guidance to Analysts and Associates. - Travel as requested by senior deal team members and or clients. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - 6+ years of Investment Banking experience covering Real Estate, preferably at a bulge bracket firm . - Strong leadership, client relationship management, and negotiation skills. - Proven transaction execution experience in investment banking. - Advanced technical and strategic advisory capabilities. - Ability to work well under pressure and to tight deadlines, and have the aptitude to synthesize large amounts of information and to develop innovative solutions. - Ability to manage projects independently and assume a high level of responsibility. - Ability to interact with clients. - Ability to assess and mitigate reputational, operational and credit risk. - Experience with sell-side and buy-side merger and acquisition processes and equity and debt capital raises. - Bachelor's degree or equivalent: in Finance, Business or equivalent degree - Required. - Master's Degree/ MBA: MBA - Preferred. Certifications: - SIE, 79 and 63 It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. - Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $275,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Santander Corporate & Investment Banking (SCIB) is looking for an Analyst to join the Export & Agency Finance (EAF) team in the US , with a primary focus on Latin America and Multilateral Agencies (MLAs) . This role offers exposure to complex international transactions across LatAm markets, working closely with clients, multilaterals, and internal teams globally. Key Responsibilities - Support the origination, structuring, and execution of EAF transactions, with a focus on Latin America and MLA-backed financings (e.g., IDB, IFC, CAF). - Assist in transactions end-to-end , from initial pitch through closing, including preparation of presentations, term sheets, and credit materials. - Build and maintain financial models , including cash flow analysis and profitability metrics. - Coordinate with internal stakeholders (Coverage, Risk, Legal, Compliance, Markets, Syndication) across multiple geographies. - Support client relationship management, including preparing pitchbooks and participating in client meetings , particularly in LatAm markets. - Contribute to credit approval processes , due diligence, and transaction documentation. - Monitor portfolio performance and stay up to date on market trends, MLAs, ECAs, and geopolitical developments impacting the region. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Qualifications - Bachelor's degree in Finance, Business, Economics, or related field - 1-4 years of relevant experience in structured finance, export finance, project finance, or corporate banking - Familiarity with ECA and/or Multilateral Agency financing structures preferred - Strong financial modeling and analytical skills - Ability to operate effectively in a cross-border, multicultural environment - Professional fluency in Spanish (written and spoken) preferred - Strong communication skills Preferred Qualifications - Experience working on Latin American transactions or clients preferred - Exposure to MLAs such as IDB, IFC, CAF, or World Bank Group - Background in infrastructure, energy, or industrial sectors preferred - Prior experience in Investment Banking, Structured Finance, or Trade Finance Certifications: - No Certifications listed for this job. It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.